1. Who can apply "Golfers Protection Plan" ("the Plan")?
All legal residents residing in HKSAR aged between 18 years and 75 years old are eligible to apply.
2.Can child(ren) apply this insurance on standalone basis? What is the definition of child(ren)?
No. Child(ren) can only be covered under their father and/or mother's policy. Child(ren) means the Insured's legally and dependent unmarried child(ren) aged between 3 years to 17 years old, or being a full-time student(s) aged 23 years old or below and a legal resident residing in HKSAR.
3. Can people with occupation as golfer be insured under this policy?
No, only amateur golfer is accepted to be insured under this policy
4. What is the definition of "Insured and Family"?
Insured and Family means the insured, his/her legally married spouse and all child as defined in item 2 above.
5. Does the Plan provide worldwide cover?
Yes.
6. Are there any excess in the covered item?
All covered items are free of excess.
7. After accomplishing a "Hole-in-one", how to apply the claim for the relevant celebration expenses?
Besides completing the claim form, the Insured Person should submit to Bank of China Group Insurance Company Limited ("BOCG Insurance") a certificate obtained from the recognised golf club as an evidence of proof for achieving a "Hole-in-one".
8. What services are provided by "24-hour Worldwide Emergency Assistance Service"?
"24-hour Worldwide Emergency Assistance Service" is an additional service specially designed for emergency use, the Insured Person only need to dial the assistance hotline number to receive free 24-hour worldwide emergency assistance services, such as medical referral, travel information, luggage retrieval, legal referral and deposit guaranteeing of hospital admission etc. Besides, the assistance hotline also provides golf course referral and reservations services.
9. Can I change the insured plan after the policy has been taken in effect?
If change of insured plan is required, you can give written notice to BOCG Insurance 30 days before the coming renewal date of the policy for handling. The new insured plan and the new premium will be effective only upon the first day of the coming renewal policy year.
10. Do I need to arrange renewal of the policy upon the expiry date?
No, once the application of insurance is accepted, your policy will be renewed automatically provided that the required renewal premium is paid upon each renewal policy year.
11. Does the medical expense of this plan cover any cost incurred from my illness?
No, it will cover medical expenses incurred for bodily injury cause by accident whilst playing or practicing golf at any recognized golf club, golf course or driving range.